(718) 249-7447
Call Us Now
Rideshare accidents involve multiple layers of insurance policies and competing interests that regular car crashes don’t. Between the driver’s personal coverage, the rideshare company’s commercial policies, and New York’s specific regulations, determining who pays for your injuries can be complex. That’s before factoring in whether the driver had their app on, was waiting for a ride, or had a passenger at the time of impact.
At Grigor Law Injury & Car Accident Lawyers, we cut through this complexity. We know exactly which insurance applies in each scenario and how to pursue maximum compensation from all available sources. Whether you were a passenger, pedestrian, or another driver hit by an Uber or Lyft vehicle in the Bronx, we have the experience to handle these multi-layered claims.
You need someone who understands both New York’s no-fault system and the unique insurance structures rideshare companies use to limit their liability. We can speak to you in Spanish, Greek, French Creole, and Korean, and we’re open 24/7 because we know accidents don’t wait for business hours. While you recover, let us handle the insurance maze.
Injured in an Uber or Lyft Crash in the Bronx? We Can Help
When a rideshare accident turns your life upside down, you don’t have to face the aftermath alone. At Grigor Law Injury & Car Accident Lawyers, we understand that after a crash involving an Uber or Lyft, you’re dealing with pain, medical bills, and confusion about who’s responsible. As your Bronx rideshare accident lawyer, we step in to handle the complex insurance battles while you focus on healing.
We’re available 24/7 because accidents don’t happen on a schedule. Our team speaks Spanish, Greek, French Creole, and Korean, ensuring language never becomes a barrier to obtaining the justice you deserve. Chrissy Grigoropoulos has built her reputation as a fierce advocate who doesn’t back down from insurance companies or corporate defendants.
You shouldn’t have to navigate this alone. We offer free consultations with no upfront costs, and you pay nothing unless we win your case.
Who Pays After a Rideshare Accident in the Bronx?
Coverage depends entirely on what the driver was doing at the time of the crash. Understanding this is crucial because it determines which insurance policy applies and how much compensation is available. The Bronx operates under special NYC Taxi and Limousine Commission rules that differ from the rest of New York State.
App Off
When the rideshare app is turned off, the driver’s personal auto insurance covers any damages. This means your claim proceeds like any standard car accident case. The driver’s personal policy limits apply, which are often much lower than commercial rideshare coverage.
App On and Waiting for a Ride
Once a driver activates the app and waits for ride requests, contingent liability coverage kicks in. Uber and Lyft provide this coverage when the driver’s personal insurance denies the claim. This coverage is lower than when the driver has an active passenger but higher than personal auto insurance.
En Route or With a Passenger
The highest coverage level applies from the moment a driver accepts a ride request until the passenger is dropped off. During this period, Uber and Lyft’s $1.25 million commercial insurance policy covers injuries to passengers, pedestrians, and occupants of other vehicles.
NYC TLC Coverage vs. State TNC Rules
In the Bronx, all for-hire vehicles must be licensed by the Taxi and Limousine Commission. This creates additional insurance requirements that don’t exist elsewhere in New York State.
| Coverage Type | NYC (TLC Licensed) | Outside NYC (TNC Rules) |
| Commercial Insurance Required | Yes — a minimum $100,000/$300,000 liability is always active. | Depends on app status |
| When Driver Has Passenger | TLC commercial policy applies | Uber/Lyft $1.25M policy applies. |
| Uninsured Motorist Coverage | Required on TLC policies | May be limited on rideshare policies |
Do I Have a Rideshare Accident Case?
You have a valid case if someone else’s negligence caused your injuries and those injuries meet New York’s serious injury threshold. This legal standard determines whether you can pursue compensation beyond basic no-fault benefits. The serious injury threshold includes several categories that our Bronx Uber accident lawyer can evaluate.
Serious injuries generally encompass fractures, permanent impairments of bodily functions, significant disfigurement, or an inability to perform daily activities for at least 90 days during the first 180 days following the accident. Even if your injury seems minor initially, some conditions worsen over time or have delayed symptoms that qualify.
Having a pre-existing condition doesn’t disqualify you from recovery. If the accident aggravated your existing condition, you may still be entitled to compensation for the worsening of your health.
What to Do After a Rideshare Accident
The actions you take immediately after a crash can protect both your health and your legal rights. Your mind may be racing, but following these steps helps preserve evidence and ensures you don’t miss critical deadlines.
Call 911 and Get Medical Care
Your health is the priority. Call 911 and seek immediate medical attention at a Bronx hospital, even if injuries seem minor, as severe symptoms may be masked by shock.
Report to NYPD and in the Uber/Lyft App
Report the accident to the NYPD to create an official police record. Also, report the incident immediately through the Uber or Lyft app to document the crash time and the driver’s status.
Photograph Everything
Photograph the scene thoroughly: vehicle damage, street signs, road conditions, visible injuries, and the rideshare vehicle’s license plates and TLC decals.
Gather Contact Information
Exchange information with all drivers (names, insurance, plates). Collect the contact information for all witnesses before they leave the scene.
Avoid Insurance Company Tricks
Exchange information with all drivers (names, insurance, plates). Collect the contact information for all witnesses before they leave the scene.
File No-Fault Within 30 Days
New York requires you to file a No-Fault application within 30 days of the accident to access medical benefits and lost wage coverage. Missing this strict deadline can cost you thousands in essential benefits that help cover immediate expenses.
What Damages Can You Recover?
New York law allows you to seek compensation for all the ways the accident has harmed you, both financially and personally. As your Bronx Lyft accident lawyer, we fight to recover every dollar you deserve.
- Medical expenses: All current and future treatment costs, including hospital bills, surgery, physical therapy, medications, and medical equipment.
- Lost income: Wages you’ve already missed and future earning capacity if your injuries prevent you from working.
- Pain and suffering: Physical discomfort, emotional distress, and reduced quality of life caused by your injuries.
- Property damage: Costs to repair or replace personal items damaged in the crash, such as phones, laptops, or clothing.
- Wrongful death: If you lost a loved one, we can pursue funeral expenses, lost financial support, and loss of companionship.
The value of your case depends on the severity of your injuries, their impact on your life, and the total amount of available insurance coverage.
Every case is unique, and there’s no standard formula for determining value. The final amount depends on several key factors, which we analyze carefully to build the most substantial possible claim for maximum compensation.
Your lost income and reduced earning capacity also factor into the calculation. If your injuries prevent you from returning to work or force you to accept lower-paying employment, we include these losses in your claim. The strength of evidence proving the other party’s negligence affects how much insurance companies are willing to pay.
Can You Recover If You Were Partly at Fault?
Yes, New York’s pure comparative negligence rule allows you to recover damages even if you were partially responsible for the accident. Your percentage of fault simply reduces your compensation, but you’re not completely barred from recovery unless you were 100% at fault.
For example, if your total damages are $100,000 and you’re found 20% at fault, you can still recover $80,000. This rule applies even if you’re found 90% at fault – you could still recover $10,000 in that scenario.
Insurance companies often try to shift more blame onto accident victims to reduce their payouts. Having an experienced rideshare accident attorney in the Bronx helps protect you from unfair blame and ensures your percentage of fault is accurately determined.
How Long Do You Have to File in New York?
Strict deadlines govern all injury claims, and missing them can permanently bar your right to compensation. These statutes of limitations vary depending on the type of claim you’re filing.
- Personal injury lawsuit: You generally have three years from the accident date to file a lawsuit in court.
- Wrongful death claim: A lawsuit must be filed within two years of your loved one’s death.
- No-fault application: You must apply for PIP benefits within 30 days of the accident.
- Municipal vehicle claims: If a city-owned vehicle was involved, you must file a Notice of Claim within 90 days.
Don’t wait until the last minute to seek legal help. Evidence disappears, witnesses forget details, and building a strong case takes time.
Common Causes of Uber and Lyft Accidents in the Bronx
Most rideshare accidents result from preventable negligence by drivers who are distracted, fatigued, or making dangerous decisions to complete more rides. Understanding these common causes helps establish liability in your case.
Distracted driving is prevalent among rideshare drivers who constantly use their phones for navigation, ride requests, and communication with passengers. This distraction is hazardous on busy Bronx streets such as the Grand Concourse and Fordham Road.
Driver fatigue affects many rideshare drivers who work long hours to maximize their earnings. Some drivers work 12-hour shifts or drive after completing a full day at another job, which can lead to slower reaction times and poor decision-making.
Aggressive driving behaviors like speeding, running red lights, or making unsafe lane changes occur when drivers feel pressure to complete rides quickly. The Cross Bronx Expressway and Major Deegan Expressway experience frequent accidents due to these dangerous behaviors.
Illegal stopping and parking create hazards when drivers stop in traffic lanes, bike lanes, or other unsafe locations to pick up or drop off passengers. These sudden stops often cause rear-end collisions or force other drivers to swerve dangerously.
Common Injuries in Rideshare Crashes
Rideshare accidents often result in serious injuries that meet New York’s threshold for pursuing compensation beyond no-fault benefits. These injuries can have lasting impacts on your health, work, and quality of life.
Traumatic brain injuries from head impacts can cause cognitive problems, memory loss, and personality changes that affect your ability to work and maintain relationships. Even “mild” concussions can have long-term consequences that aren’t immediately apparent.
Spinal cord injuries and herniated discs cause chronic pain, limited mobility, and may require multiple surgeries or lifelong treatment. These injuries often prevent people from returning to physically demanding jobs or enjoying activities they once loved.
Broken bones frequently require surgery, metal implants, and extensive physical therapy. Complex fractures may heal improperly, leading to permanent limitations and chronic pain that affects daily activities.
Internal organ damage from blunt force trauma can be life-threatening and require emergency surgery. These injuries often result in lengthy hospital stays and significant medical expenses.
How Our Bronx Rideshare Accident Lawyers Help
When you hire Grigor Law Injury & Car Accident Lawyers, you get a team that takes immediate action to protect your rights and build the strongest possible case. We handle every aspect of your claim so you can focus on recovery.
Investigate and Preserve Critical Evidence
We promptly send preservation letters to Uber, Lyft, and other involved parties, demanding that they preserve crucial app data, driver records, and vehicle maintenance information. We also canvas the accident area for surveillance footage from traffic cameras, businesses, and residential buildings before it’s erased.
Our investigation includes reviewing the driver’s history, inspecting the vehicle for defects, and assessing whether the rideshare company properly screened and trained the driver. We work with accident reconstruction experts when necessary to determine precisely how the crash occurred.
Navigate Complex Insurance Claims
Sorting through multiple insurance policies and determining which one pays first is confusing, but we handle this complexity for you. We ensure your No-Fault application is filed correctly and on time, then identify and pursue all other sources of coverage to maximize your recovery.
We coordinate with your health insurance, handle medical liens, and negotiate with providers to reduce your out-of-pocket costs. Our goal is to ensure you receive all the medical care you need without worrying about how to pay.
Fight for Maximum Compensation
Our founder, Chrissy Grigoropoulos, has earned recognition as a “Top 40 Under 40” attorney for her aggressive advocacy and courtroom skills. We prepare every case as if it will go to trial, which forces insurance companies to negotiate fairly because they know we’re not afraid to fight in court.
We don’t accept lowball offers or let insurance companies unfairly blame you. When necessary, we take cases to trial to secure the full compensation our clients deserve.
Frequently Asked Questions
Who Handles No-Fault Benefits if I Was an Uber Passenger?
The No-Fault insurance of the vehicle you were riding in is primary for your medical bills and lost wages. If you were a passenger in an Uber or Lyft, that vehicle’s insurance handles your No-Fault claim up to the policy limits.
Does Uber or Lyft’s Million-Dollar Policy Apply in the Bronx?
Yes, but it may be secondary to the driver’s TLC-required commercial insurance policy. We investigate all available policies to determine which provides the best coverage for your specific situation.
What Happens if the Rideshare Driver Was Offline When the Accident Occurred?
If the app is off, the driver’s personal auto insurance covers any damages. Your case would proceed as with any other car accident, with the driver’s personal policy limits determining the available compensation.
Contact a Bronx Rideshare Accident Lawyer Today
Don’t let insurance companies decide what your health and future are worth. You deserve an advocate who will fight tirelessly for the compensation you need to rebuild your life after a rideshare accident.
At Grigor Law Injury & Car Accident Lawyers, we’re ready to take on your case and pursue every dollar you deserve. Our free consultation is no-pressure and no-obligation – just honest answers about your legal options.
Call us now at (718) 249-7447 or contact us online to schedule your free consultation. We’re available 24/7 in multiple languages, and you pay nothing unless we win your case. Let us handle the legal fight while you focus on getting better.